Cornerstone Capital - Our Experience as a Bergen County Mortgage Broker
Introduction to Cornerstone Capital
Cornerstone Capital started in Edison, New Jersey, in 2007. Ever since its conception, the business has worked closely with their New Jersey neighbors, dedicated to helping them get the mortgage that will allow them to purchase the home of their dreams.
For the employees of Cornerstone Capital, it is more than just a job. The company prides itself as being a Jersey native through and through. That means that the communities that they work with throughout Bergen County are communities that its founders and employees know well. The Cornerstone Capital office is right on Rivers Edge Road, right off parkway exit 161.
History of Cornerstone Capital
Cornerstone Capital has served as a respected mortgage broker in Bergen County for over a decade, getting its start in the wake of a national financial crisis.
When the housing market crashed, the founders of Cornerstone Capital knew their communities needed someone they could trust to handle their future housing needs. After all, millions of people had put the fate of their most valuable financial asset in the hands of prominent New York business brokers, and those people were betrayed. Thus, prospective homeowners wanted a business on which they could rely.
Enter Cornerstone Capital. The company has grown exponentially by offering big-city expertise in a local environment. The people who own and work at Cornerstone Capital are talented and knowledgeable, but they are also pleasant, positive, and transparent.
Kevin Shanman is the sole owner of Cornerstone Capital, bringing the business only three years after it started to his beautiful hometown of River Edge in Westfield, New Jersey.
Mortgage Broker Experience in Bergen County
When it comes to finding a mortgage broker in Bergen County, you must find a firm you can trust and that has your best interests at heart, but you also want a firm that knows what they are doing. Fortunately, in addition to always putting their community members first when it comes to navigating the mortgage process, Cornerstone Capital also has the expertise to get you the best deals.
When the company first started, the owners knew that a few self-serving individuals in mortgage loans had utterly dismantled the current housing economy.
Therefore, they were aware that they needed to bring their A-game to restore the faith, at least in their community, when it came to buying a house. One of the key individuals of Cornerstone Capital came from being a successful wholesale account executive for WAMU. This individual came with extensive knowledge of the back office, the underwriting process, and a library of useful contacts.
Another critical individual that helped start Cornerstone Capital enjoyed a productive career as a loan officer. This person had the intuitive knowledge of the origination process, as they had triumphantly managed several retail branches. Also, there are plenty of talented individuals who choose to work with Cornerstone Capital due to its localized approach to mortgage loans.
Thus, over the years, Cornerstone Capital has continued to increase their knowledge and experience with one goal: to serve their clients and their community better.
Testimonials Regarding the Mortgage Service of Cornerstone Capital
Testimonials are the life force of a business, especially an industry like a mortgage broker, who ask clients to trust them with the planning for the next thirty years of their life. That is why Cornerstone Capital takes reviews from their clients seriously. Here are a few of the testimonials the business has received on its Facebook page.
"Great teamwork dealing with Scott and the rest of the team...Top-notch company for mortgages and insurance…"
"I am in the Mortgage Business for 30 years now, and I've known Kevin and his team for quite some time. Great group."
Over the years, Cornerstone Capital has serviced hundreds of clients and helped many of their neighbors afford the house they want.
How to Apply For a Mortgage in Bergen County
The process of applying for a loan in Bergen County can be frustrating and confusing. In addition to the fact that taking on a mortgage is a big commitment, many different steps and types fit different situations. Fortunately, the brokers at Cornerstone Capital are here to help walk you through it, with many options to make the process as quick and convenient as possible.
The Cornerstone Capital Financial Services mortgage loan approval process has never been more straightforward. Here are the different ways that you can start the process by filling out an application today:
- Complete Secure 1003 Application: Also known as a Uniform Residential Loan Application, you can easily get started by filling it out online. Usually, this application is completed twice throughout the mortgage acquiring process. Initially, you fill out the form to explore your options. Once you are ready to move forward with a loan, you fill out the application again to firm up the agreement. (Often, this process takes a few months, so the second 1003 Application ensures nothing has changed in the applicant's financials.)
- Call Cornerstone Capital LLC at 201-265-4545: Cornerstone Capital understands that some people would like to apply over the phone with a professional that can walk them through the process. This option is welcome, as the firm can immediately assist you with any questions you may have throughout the application process.
- Download the Application: If you prefer to fill out the application and mail it, fax it, or bring it to the office, that is still acceptable. You can download the form here for FREE. Then, you need to fill it out and return it in the manner that suits you best.
Contact Cornerstone Capital today to answer any questions you may have or to set up an appointment. Their pleasant and knowledgeable staff is always available to answer any questions you may have and help you become a homeowner.
Buying a home is a big deal for anyone, as you are making a decision that is going to follow you forever. Thankfully, the experts at Cornerstone Capital vow to help you with every single step of the way.