River Edge Mortgage Broker
River Edge is a small town in Bergen County known for its peaceful community and a sparse suburban feel. The citizens' level of familiarity with each other is also evident because family roots are perceived with respect. Hence, migration is not common.
Many families are happy to be living in this area, mainly because the neighborhood gets to experience the beauty of nature. The town is one of the best localities to live in all of New Jersey, and you can be among its happy citizens with the help of a River Edge mortgage broker.
As of the 2019 Census, River Edge has a population of 11,500 individuals. Unlike other neighboring states, New Jersey has a moderate climate. River Edge’s winter is cold, and the summers are humid but nothing more severe than that. The town has an ideal yearly environment.
The crime rate in River Edge, New Jersey, recorded in 2017 was 17.03% in a ratio with 100,000 populations. This is a significant decline from 2016, which is 60.25%. The cost of living around the area has an average of 147. This overall score includes the cost of utilities, transportation, miscellaneous, health, housing, grocery, and more.
A house in River Edge typically costs around $553K on average. This only includes the middle tier pricing and is adjusted and increasing each year. To know more about the housing cost in River Edge, contact a local mortgage broker.
The town has two primary schools which serve students from first to sixth grade. The New Bridge Center opened in 2007, and they do Kindergarten. In the year 2018 to 2019, the number of students enrolled in 1,227 students with a student-teacher ratio of 13:1. The district is highly rated in terms of education. 80% of the students are proficient in math while 83% are in reading, according to recent test score statistics.
River Edge has several malls and nearby establishments where residents can shop and dine with different fast-food restaurants. According to Yelp, the most popular shopping centers around the area are Bergen Town Center, The Shops at Riverside, Westfield Garden State Plaza, and Paramus Towne Square.
Furthermore, the town has many parks and attractions the residents can enjoy themselves and relax in. The parks in the town are Van Saun County Park, Veterans Memorial Park, Brookside Park, River Edge Bird sanctuary and Nature Trail, River Edge Arboretum, and Kiddie Wonderland.
River Edge has a public library where people can read, borrow books, and do all sorts of activities offered by the establishment. They have events and exhibits anyone can participate in.
The library also has programs for teens and children, and adults wanting to learn a new skill and meet new people. River Edge Public Library provides classes for all ages varying from arts, crafts, music, livelihood, animals, and more.
Who is Cornerstone Capital.
Cornerstone Capital started in Edison, New Jersey, in 2007. Ever since its conception, the business has worked closely with their New Jersey neighbors, dedicated to helping them get the mortgage that will allow them to purchase the home of their dreams.
For the employees of Cornerstone Capital, it is more than just a job. The company prides itself as being a Jersey native through and through. That means that the communities that they work with throughout Bergen County are communities that its founders and employees know well. The Cornerstone Capital office is right on Rivers Edge Road, right off parkway exit 161.
How Can Cornerstone Capital Help You Buy Your Dream Home in River Edge?
River Edge is one of the ideal towns to settle in. With the help of Cornerstone Capital, you will be able to experience the best life you and your family deserve. Contact our mortgage broker in River Edge today and allow us to help you get your dream home.
Getting a home isn’t always the easiest thing to do. The collection of necessary documents alone is exhausting on its own. By hiring a mortgage broker, you can sit back, relax, and let us handle all of the affairs needed for your future residence.
How to Apply For a Mortgage in River Edge
Anyone may feel frustrated and confused with the process of applying for a mortgage in Hudson County. Aside from the mortgage being a big commitment, there are many kinds and various steps applicable to different situations. Luckily, Cornerstone Capital has brokers that are available to assist anyone. We have numerous options that allow the process to become convenient and quick. Cornerstone Capital Financial Services has a straightforward method for mortgage loan approval. The following are the various ways you can begin the process now:
Complete Secure 1003 Application: Also known as a Uniform Residential Loan Application, you can easily get started by filling it out online. Usually, this application is completed twice throughout the mortgage acquiring process. Initially, you fill out the form to explore your options. Once you are ready to move forward with a loan, you fill out the application again to firm up the agreement. (Often, this process takes a few months, so the second 1003 Application ensures nothing has changed in the applicant's financials.)
Call Cornerstone Capital LLC at 201-265-4545: Cornerstone Capital understands that some people would like to apply over the phone with a professional that can walk them through the process. This option is welcome, as the firm can immediately assist you with any questions you may have throughout the application process.
Download the Application: If you prefer to fill out the application and mail it, fax it, or bring it to the office, that is still acceptable. You can download the form here for FREE. Then, you need to fill it out and return it in the manner that suits you best.
Contact Cornerstone Capital now so you can set up an appointment, and we can answer your questions. We have pleasantly knowledgeable staff that are always available to answer your questions to help you become the homeowner you ever desired.
It can be a big deal for anyone to buy a home as this decision will follow you forever. Thankfully, Cornerstone Capital has experts that can surely help you every step of the way.